Get back on the water quickly with our claims service. All our claims are processed by expert marine surveyors.

Our Claims Commitment:

You can count on Harbour Insurance to get you back on the water as quickly as possible. 

  • We offer 24 hour emergency claims service;
  • Our team is knowledgable and responsive;
  • Our claims process is simple and easy to understand;


3-easy steps to make a claim:

01 Report your loss and make a claim.

The easiest way to report a non-emergency claim is to complete our Online Claims Form. Of course, if you prefer, you can call us at 1-877-731-1224, Monday to Friday, between 9AM and 5PM (EST). 

  • Your full name and phone number; 
  • Your Harbour insurance policy number;
  • Describe what happened, where and when;
  • Give details of who was involved and if there were any injuries.
  • To report an emergency claim (outside our business hours), please contact Crawford & Company Canada at 1-866-931-0571.

02 Speak to your assigned marine surveyor or will contact you to evaluate the damage/loss.


03 Receive a claims confirmation #.

  • Your claim will be processed and you will be contacted for further information and next steps.


Helpful Information:


Harbour is changing traditional marine insurance with Ready-to-Go™ policies. It's easy to get quality boat insurance coverage with affordable rates and trusted 24 x 7 claims service. We know marine insurance. It's what we've done for over 50 years.


Affordable Simple Trusted


Have questions? Contact Us.

Harbour Insurance specializes in boat insurance Ready-to-Go™.  We insure sailboats, large yachts, family runabouts, pontoon boats, personal watercraft, classic and antique boats, to cruising and southern navigation routes. Get the best insurance coverage for your boat and lifestyle with Harbour.

Get in touch

  • Harbour Insurance Services
    Suite 2500 - 120 Adelaide Street
    Toronto, Ontario
    Canada M5H 1T1

    Business hours:
    Mon - Fri: 9:00am - 5:00pm EST

  • 1 (877) 731 1224 or 1-705-528-1276