Why insure with Harbour?

We specialize in marine insurance, serving customers across Canada for over 50 years.

We make every effort to pay claims in a timely manner to get boaters back on the water.

We are easy to do business with.  



At Harbour, we know marine insurance - it's what we've done for over 50 years. Harbour Insurance was founded in Ontario in 1969 and quickly established itself as a trusted leader in the boat insurance industry in Canada. We are forward thinking, and innovative with our products and services and boat insurance is the only type of insurance we offer.

Boaters can count on our knowledge and experience in delivering the best insurance coverage for boats and lifestyles with an industry leading claims process. You can always expect the best-in-the-industry Agreed Value Coverage, licensed and knowledgeable staff, and service that’s second to none. 

With Harbour, you will have confidence in knowing that you are covered, whether you are sailing in Canadian waters or beyond.

Get insurance coverage for your boat with Harbour today. Find out about our marine policies.


To deliver the best insurance coverage to our customers.

To provide the best experience in servicing our customers and partners.

To be the most trusted insurer in Canada by delivering on our promises

Customer Service Commitment

Licensed brokers

Friendly advisors

Expert advise

Industry Leadership

We are a high performance organization.

We enable and support our employees and partners to do the best work in our industry.

We are forward-thinking and easy to do business with.

Our Partners

Pacific Marine is our Underwriting Manager and Intact is one of North America’s largest Insurers.

Harbour Insurance clients work with local marine adjusters who understand marine insurance.

Why Choose Harbour Insurance


01 Quick Boat Insurance Quote Process:

We have simple and convenient online application forms to help get a boat insurance policy process started quickly.


02 Responsive Boat Insurance Claims Service:

If you need to make a boat insurance claim, you will have access to our industry leading boat insurance claim service. You’ll be connected with one of our independent marine surveyors, who are experts in the industry. Every effort will be made to get you back out on the water enjoying your boat.Our clients consistently thank us for the quick response time and ease of doing business with us.


03 Decades of Experience and Expert Knowledge:

Since 1969, Harbour Insurance, Ontario has focused only on marine insurance and in that time we’ve developed a high level of specialization. Harbour Insurance has the knowledge and breadth of experience needed to make sure things go smoothly for you. When you work with us, you can expect licensed and knowledgeable brokers who are eager to answer your questions and guide you with your marine insurance needs.


04 Dependable Security:

Our primary boat insurer is Intact, one of North America's largest Insurers. With dependable security, you’ll know that you will be completely covered while you are out enjoying your boat.


05 Eligible for Discounts:

That’s right, we offer boat insurance discounts if you meet some of our criteria! Inquire about discounted premiums if you are claims free for over 5 years, a seasoned owner/operator, a senior or have boating education like Canadian Yacht Association or Canadian Power and Sail Squadrons.

06 Flexible Payment Methods:

Pay your full premium by credit card, or by cheque or set-up a monthly payment plan with us. Learn more  
For more information call our office and speak to an insurance broker at 1-877-731-1224


Harbour is changing traditional marine insurance with Ready-to-Go™ policies. It's easy to get quality boat insurance coverage with affordable rates and trusted 24 x 7 claims service. We know marine insurance. It's what we've done for over 50 years.


Affordable Simple Trusted


Have questions? Contact Us.

Harbour Insurance specializes in boat insurance Ready-to-Go™.  We insure sailboats, large yachts, family runabouts, pontoon boats, personal watercraft, classic and antique boats, to cruising and southern navigation routes. Get the best insurance coverage for your boat and lifestyle with Harbour.

Get in touch

  • Harbour Insurance Services
    Suite 2500 - 120 Adelaide Street
    Toronto, Ontario
    Canada M5H 1T1

    Business hours:
    Mon - Fri: 9:00am - 5:00pm EST

  • 1 (877) 731 1224 or 1-705-528-1276
  • info@harbourinsurance.ca